Terms of Service
Last updated: October 2026
1. Free Usage
UtilityToolHub provides free web-based utility tools and calculators for personal, academic, and business use without subscription requirements or artificial paywalls.
2. Disclaimers
All calculators (such as EMI, Salary, GST, and Tax estimates) are provided for estimation and educational guidance. For critical financial planning, statutory taxation, or legal matters, please consult qualified professionals.
3. Intellectual Property
You retain 100% full ownership and copyright of all files, images, PDFs, and data processed using our tools. We claim no rights or licenses over user materials.
4. Legal Contact
For any legal inquiries, write to debrajmitramitra@utilitytoolhub.in.